![]() ![]() Related article: Life insurance for rideshare and delivery driversĪmazon Flex seems to have one of the more robust insurance policies out there for its delivery drivers. So let’s take a closer look at a few major delivery services and how they each handle the insurance issue. But when it comes to delivery work, there is little in terms of regulation or industry standards. Thankfully, many states now have specific regulations regarding rideshare insurance and insurance companies now have a lot more offerings for drivers than they used to. Even today, regulators and insurance companies have had trouble keeping up with the quickly-evolving sharing economy and the insurance issues drivers face. Insurance is a subject that a lot of us tend to ignore until we actually need to file a claim. How many of us actually read those things in full? Well, if you haven’t read those contracts, it’s probably a good idea to start making a habit of it, and here’s one reason why: insurance. And becoming a new driver means a new 20-some-odd page independent contractor agreement to read through and digest. Some of the best food delivery services out there, like Uber Eats, Postmates, DoorDash, Amazon Flex and Instacart are constantly looking for new workers to come on board and deliver for them. With the rising popularity of on-demand food and package delivery services, it’s no surprise that there’s a huge demand for new drivers. Expect to see an increase in delivery-friendly insurance policies offered in the future. Insurance companies are still adjusting to this new industry segment of delivery, so you may need to contact an agent directly to find solutions for your coverage. It’s a good idea to check your policy and make sure you’re properly covered for any app you’d like to work with. īelow, we will detail what some of the major apps cover and some delivery insurance offerings we’ve found. It also might not cover add-ons like life insurance. A rideshare insurance policy covers you while you drive passengers, but it may not provide coverage while you deliver packages or food. Delivery app work is becoming increasingly popular with rideshare drivers and each app provides a different level of insurance coverage to its drivers. ![]()
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